Mike Everett, the C.E.O. of Scott Memorial Hospital, recently spoke at the Scottsburg Kiwanis Club weekly dinner/meeting at the Quality Inn about the state of health care with regard to insurance. Pictured are Kiwanian Lori Baxter, Mike Everett and Kiwanian Dave Church.
The Federal Health Insurance Exchange opened for enrollment on November 1st, and will remain open until January 31st, 2016, for insurance coverage effective as of January 1st, 2016. This insurance was made available with the passage of the Affordable Care Act.
The New Healthy Indiana Plan (H.I.P.) 2.0 is a health insurance plan from the State of Indiana that pays for medical expenses and provides incentives for members to be more health conscious. HIP 2.0 provides coverage for qualified low-income Hoosiers who are interested in participating in a low-cost, consumer-driven health care program.
Indiana residents ages 19-64 with incomes of up to $16,443 annually for an individual, $22,251 for a couple or $33,868 for a family of four are generally eligible to participate in HIP 2.0.
There are two distinct levels of coverage in HIP 2.0: HIP Plus and HIP Basic. Each covers medical expenses such as doctor visits, hospital care, therapies, medications, prescriptions and medical equipment. HIP Plus offers members the best value and, unlike HIP Basic, also covers vision and dental care, and even bariatric surgery.
The State of Indiana pays most of the cost of the insurance, and members are also required to make a small contribution each month.
Medicare is available to people age 65 and over.
Medicaid is available to children age 18 and under, and to people age 19 to 64 with low income.
Scott Memorial Hospital has counselors to help people decide which insurance plan is best for them, and will help people enroll in the plan they choose. Call the hospital at 1-888-982-9144 (toll free), or email them at scott.CAC@lpnt.net, or visit them online at www.ScottMemorial.com. Help is available by phone or personal appointment Monday through Saturday.
The Scottsburg Kiwanis Club thanked Mike for his informative presentation. The residents of Scott County are fortunate to have Scott Memorial Hospital to serve their health care needs.